travel insurance that covers hiking

Be sure to check your policy when traveling out-of-country to ensure trekking is covered. I’m considering a trip to Hawaii and Asia.

I like World Nomads insurance. Here are the adventure sports covered and not covered for a Canadian:

screen shot - click image for full list
screen shot - click image for full list

Travel Nomads A-Z of Adventure Insurance

Hiking or Tramping is covered. But not Abseiling, Caving, Mountaineering or Rock Climbing.

The quote for me for 7wks is about US$200 anywhere in the world, including the USA:

A summary of the benefits are set out below. Please read the policy wording carefully for full details and age limits of any accompanying children.
Emergency Medical & Dental Coverage CAD $1,000,000

Following an injury or illness during your trip your policy covers reasonable and customary costs for Medical, in-hospital, road ambulance and other treatment administered by a registered medical practitioner or paramedic.
Medical Transportation CAD $500,000

If you require transportation to an appropriate medical facility to treat your injury or illness or to return you to your province or territory of residence, your policy will cover the reasonable and necessary transportation costs when pre-approved and arranged by World Access Canada.
Baggage Coverage CAD $2,500

You are covered for accidental theft or damage to your luggage/personal belongings. Coverage is limited to $500 per item. Exclusions apply, including items left unattended in a motor vehicle.
Sporting Equipment Coverage CAD $2,500

This policy provides coverage should your sporting equipment become lost by the Common Carrier, or damaged, or stolen provided you have taken all reasonable measures to protect, save and recover your property at all times. Coverage is secondary to any coverage provided by the Common Carrier.
Trip Cancellation CAD $1,000

Trip Cancellation coverage reimburses you for the non-refundable portion of your pre-paid trip costs if you cancel your transportation/accommodation arrangements prior to your departure as a result of a covered reason.
Trip Interruption CAD $5,000

Trip Interruption coverage reimburses you for covered losses you incur for trips that are interrupted or delayed after your departure date.
Travel Accident Coverage CAD $10,000

This policy provides coverage should you suffer loss of life as the direct result of an injury while travelling as a ticketed passenger on a licensed Common Carrier.

Leave a comment if you have an opinion on this policy and price. Or if you know of better.

hiking Picos de Europa, Spain – day 5

Day 1 | 2 | 3 | 4 | 5 | Kraig Adams video

Trip ReportPicos de Europa Circuit – by site editor Rick McCharles

By morning I had no water. Looking up, my prospects for H2O did not look good.

Picos-stone

Though my guidebook said I could find water in two places in the next few hours, I was not confident. This late in the season I might need to climb up high enough to melt snow.

I passed one trickle. Then – finally – saw a sign that I might find a spring.

flowers

Before I found the man-made spigot, I was approached by an exhausted looking Spanish mountain climber. He and his partner had gotten lost the previous day near the summit. And were forced to bivouac overnight. They had just gotten back to their tent.

He showed me the water source (about 1hr to fill a 1 litre bottle) and gave me detailed advice on how not to get lost on the next section.

Very quickly I was lost. His advice was all wrong.

Having climbed far too high, I arrived at another of the mountaineering base camps. Instead of retreating, however, I waited for a climber who was descending rapidly from the summit.

lost but elated
lost but elated

It was Constant, an adventurer from France. He was just as lost as I, … but had a vague idea of how to exit the base camp. And a wonderfully relaxed world view. His topo map did us no good at all. You need a topo and a GPS in these mountains.

Constant

I followed him directly to “civilization”.

Because of the water supply, I decided to camp (for once) close to the Vegarredonada refugio.

Refugio

Here’s the bizarre old refugio, no longer used.

old-refugio

Everyone takes an obligatory 7.5km side trip to the old, old refugio at Mirador de Ordiales, guarded by this calf when I visited.

calf

Here is Pedro Pidal’s (1870-1933) final resting place. He founded this, the first National Park in Spain and was named Commissioner General of National Parks.

…. Eight years after his death, his final wish – to be buried at this natural balcony – was fullfilled at last. Engraved in a nearlby rock are words he wrote:

Lover of the Picos, I would love to live, die and eternally rest here in Ordiales. In the enchanted kingdom of the chamois and the eagles.

I left a Summit Stone with Pedro, placing it carefully between the stones close to the ground.

summit-stone

Somehow Pedro grabbed it from my fingers, pulling it deep into a crack. I guess he wants to keep it for himself.

My view of the famous vista was obscured. Again. By cloud.

cloud-rising

My last night in the wonderful Picos de Europa.

tent-Picos-de-Europa

I was truly sorry to leave these mountains. This is a brilliant hike, one of the very best in the world.

See the rest of my photos from day 5.

The best guidebook in English is sketchy, at best, Lonely Planet Walking in Spain.

Leave a comment if you have any specific questions about this adventure.

Day 1 | 2 | 3 | 4 | 5 | Kraig Adams video

hiking Picos de Europa, Spain – day 4

Day 1 | 2 | 3 | 4 | 5 | Kraig Adams video

Trip ReportPicos de Europa Circuit – by site editor Rick McCharles

Rick-tent

Here I am, elated to have tented rather than staying under roof at the Collado Jermoso refugio.

Refugio

It’s a long, slow, pretty 1200m (3937ft) descent. Check out the wall looking back up from the valley.

Picos-cliff

My 4km return detour along the river to the town of Posada de Valdeon was well worth the time.

river-Picos

I resupplied at the bakery and two grocery stores.

I took time, too, to visit the Mirador del Tombo.

Mirador del Tombo
more interesting photos of this monument

Ascending back into the trees, I was shocked to see the leaves changing. This was the first time it had dawned on me that my summer of hiking Europe was ending. This was to be my last.

Sept. 12th
Sept. 12th

There were many more Chamois on this section of trail, the largest herds I’d yet seen.

Chamois

Though I had still not found a water supply, I finally set up the tent in a pretty spot well above the Picos mist.

cloud-Picos

Eventually the mist rose up to engulf me.

tent-mist

See the rest of my photos from day 4.

Day 1 | 2 | 3 | 4 | 5 | Kraig Adams video

hiking Picos de Europa, Spain – day 3

Day 1 | 2 | 3 | 4 | 5 | Kraig Adams video

Trip ReportPicos de Europa Circuit – by site editor Rick McCharles

This was the most photogenic day. Amazing.

I started by climbing up from Bulnes La Villa through high pasture land towards the central summits.

trail-to-mountains

green-pasture

I was looking forward to the iconic peak of the Picos, Naranjo de Bulnes.

Bulnes

It’s a world class climbing destination, obviously. But I was more surprised by the normally shy Chamois that hang about the Vega d’Urriellu refugio (1953m) as if they are domesticated.

Chamois

A cable assisted scramble takes you up and over Torre de los Horcados Rojos.

cable-climber

At the top, this weird silver igloo draws your eye. What the heck is it?

refugio

That’s Cabaña Veronica (2325m), once an American aircraft carrier cannon mount. Three hikers can sleep in it.

The most difficult part of the entire Circuit for me was the section from Veronica to Refugio Collado Jermoso. Here’s the high, bleak terrain. There are cairns at the start. But soon you’ll be guessing wildly, route finding and scrambling for a couple of hours. Convinced that you are hopelessly off route.

A GPS is essential. …

Picos

Somehow I made it. As did a dozen other hikers that day. Many, I noted, arrived late to the refugio.

This was my favourite sunset of the entire summer.

hikers-silouette

I set up the tent in a marvelous spot, very high with grand vistas in every direction.

tent-picos

Curious Chamois came by to check out my tent.

Chamois-tent

Hiking doesn’t get any better than this. .

tent-sunset

See the rest of my photos from day 3.

Day 1 | 2 | 3 | 4 | 5 | Kraig Adams video

moleskin – no bloody good

Fedak linked to an interesting post on the Fixing Your Feet (FYF) blog:

… I talk about moleskin because it has been around for so long. For years it was the standard hot spot and blister patching tool. In the next edition of FYF, I will make reference to moleskin as a product, which has seen better days.

Here are three reasons why:

Moleskin doesn’t stick
Moleskin doesn’t conform to the curves of the foot
Moleskin is too thick

moleskin

read more – Moleskin Galore

No mention of my preferred foot repair product, Duct Tape.

That blogger likes (expensive) Drymax socks, by the way.

hiking Picos de Europa, Spain – day 2

Day 1 | 2 | 3 | 4 | 5 | Kraig Adams video

Trip ReportPicos de Europa Circuit – by site editor Rick McCharles

The morning dawned clear. Quickly I climbed up above the valley cloud.

Picos-clouds

I met one of the alpine hut guards … with his free running dogs.

hiking-dogs

Here’s the large sign posted at his refugio, Marques de Villaviciosa:

sign

National Park regulations are somewhat flexible in Spain. And they vary wildly from place to place.

The main “story” of this Circuit are the climbs into and out of the huge Canal de Trea, one of the most spectacular canyons in the world.

descending 1200m of this cliff
descending 1200m of this cliff

There are many slippery and unstable sections before you reach, with relief, the Garganta del Cares gorge at the bottom.

…A remarkable engineering feat, the 3m-wide path running the length of the gorge was gouged out of its sheer walls in 1946 …

bridge

This relatively flat day hike is the best and most popular in the Park.

click for larger view
click for larger view

backpack

I “cheated” and took the Bulnes Funicular (an underground train) part way up the other side of the gorge, avoiding 4.5km distance and about 400m ascending.

My goal for the next day came into view.

Naranjo de Bulnes (Picu Urriellu)
Naranjo de Bulnes (Picu Urriellu)

A long but fantastic hiking day in perfect weather.

See the rest of my photos from day 2.

Day 1 | 2 | 3 | 4 | 5 | Kraig Adams video

Hank, you’re our Moses …

This is the second essay of a two-part series about escaping a flash flood while hiking through Buckskin Gulch … Start with the first essay to read the whole story.

PARIA CANYON-VERMILLION CLIFFS WILDERNESS, Utah …

In part 1, Hank Leukart and party were forced to tent up high when caught by a flash flood in the longest slot canyon in the world.

What to do next … ??

… Finally, uncertainly and silence makes the decision for us, as the sun rises and begins to bake us. We reluctantly climb out of the canyon and begin making our way across the trail-less Utah backcountry, in 91-degree heat. We don’t know exactly where we’re going, which, for me, I admit, is my favorite kind of adventure. I use the topographical maps in my GPS device to find our way around The Dive, a stretch of severe, orange and red sandstone cliffs, blocking our route to the closest trailhead. Everyone in the group complains about the sizzling weather, but as I trudge along, I’m find myself enjoying the adventure and extraordinary views of the Utah desert.

Hank, you’re our Moses,” Suzanne remarks as she watches me lead the caravan across the scorching sand.

I also pray that I’m not like Moses, because, after all, in Exodus, Moses dies before reaching Israel. I hope to stay alive all the way to the White House Trailhead. …

Buckskin

click through to read the END of this tale – Without Baggageflat stanley survives the utah desert and learns navajo

Buckskin Gulch – surviving flash flood

Hank Leukart and friends head for one of the 10 most dangerous hikes in the USA, Buckskin Gulch, Utah.

without-baggage-Buckskin

Yup. Worst case scenario. It rained while they were hiking the world’s longest slot canyon:

… I hear the sound of a single thunder clap.

“Did you hear that?!” Rich asks me, nervously.

“Yes,” I say, uncomfortably. “But it sounded like it was very far away. I haven’t felt any raindrops.”

“I think we should turn back now,” says a worried Suzanne. Next to the water-susceptible Flat Stanley, she is the most risk-adverse hiker in our group.

“I am not turning back now,” Wendy says firmly. But our major concern is that there are only two safe places for us to camp: at the confluence of the Paria River and Buckskin Gulch (11.5 miles away) and atop the apparently impossible-to-find Middle Route escape trail (6 miles away). If we choose to continue, we must reach one of these two exits, because camping on the floor of the canyon is a recipe for certain death in the case of a flash flood. …

Part 1 – flat stanley escapes a flash flood in buckskin gulch

It’s a cliff hanger, literally.

Flash flood strikes. But we must wait until Hank posts part 2 of the trip report to see how they survived. Here’s one clue:

the "Penthouse"

Read more superb hiking “essays” on Without Baggage. They are more akin to magazine articles than online trip reports.

need insurance to hike Europe?

What if this happened to you?

What would it cost?

Click PLAY or watch it on YouTube.

The days of foreigners being “covered” for health costs in nations with socialized medicine are ending. In Switzerland you would pay the full cost of helicopter rescue if you are not a citizen.

Even in the developing world, hospital costs could crush you:

… Aussie tourist took an unlucky fall off a steep mountain track in India and ended up paralyzed in a hospital in New Delhi. And yes, you guessed it, this guy was traveling without any insurance, even though he was 64 years old and should have known better.

The result of this stumble is that his family back in Oz have maxed out their credit cards to pay the hospital bills and so far can’t afford to get him on a plane and home. …

A Traveling Without Insurance Nightmare For Aussie Man In India

You must buy travel insurance if hiking out-of-country. Most policies allow trekking, but do not cover climbing nor mountaineering. Double check your coverage.

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On a related issue, posted in Gadling – Should a medical exam be required before a major trek?

Physicians and politicians in Australia are calling for mandatory physicals for any trekkers preparing to hike the Kokoda Track according to Aussie newspaper The Age. The Kokoda is a difficult and remote trail in Papua New Guinea, which has claimed the lives of three hikers this year alone. …

read more – Should a medical exam be required before a major trek?

My gut feeling is that regulation is going too far. The normal “release” form should be enough.

Adults must be responsible to make their own decisions in so far as adventure sport is concerned.

If a company voluntarily requires a medical, no problem. But a government should not impose this requirement.

Dolpo-Trek

For example, A Sierra Club Upper Dolpo Trek in Nepal requires a full medical and approval by the trip leader, but not because the government requires it.

… I’m personally shopping for travel insurance right now. Leave a comment if you have a recommendation.

What is Europe’s toughest trek?

Who would know?

Cicerone guidebook author Kev Reynolds:

The general consensus of opinion usually names the GR20 high-level route across Corsica as the toughest of the Grande Randonees (SP), but with some justification the Pyranean Haute Route – which teeters across the frontiers of France and Spain – gathers a lot of votes.

GR20 Corsica - by Catching Flies
GR20 Corsica - by Catching Flies
Pyrenees - click for more photos from the Wandering Ostrich
Pyrenees - click for more photos from the Wandering Ostrich

Both are long and demanding, have sections without proper paths, and journey through remote country, often far from habitation.

Yet there’s another long and challenging route that is also a contender for the title …

The Tour of the Oisans, also known as GR54

Tour of the Oisans: The GR54

click image for the tourism-oisans website
tourism-oisans website

All 3 sound great to me.

These are routes that have guidebooks and maps. Not off trail adventures.