Be sure to check your policy when traveling out-of-country to ensure trekking is covered. I’m considering a trip to Hawaii and Asia.
I like World Nomads insurance. Here are the adventure sports covered and not covered for a Canadian:
Travel Nomads A-Z of Adventure Insurance
Hiking or Tramping is covered. But not Abseiling, Caving, Mountaineering or Rock Climbing.
The quote for me for 7wks is about US$200 anywhere in the world, including the USA:
A summary of the benefits are set out below. Please read the policy wording carefully for full details and age limits of any accompanying children.
Emergency Medical & Dental Coverage CAD $1,000,000Following an injury or illness during your trip your policy covers reasonable and customary costs for Medical, in-hospital, road ambulance and other treatment administered by a registered medical practitioner or paramedic.
Medical Transportation CAD $500,000If you require transportation to an appropriate medical facility to treat your injury or illness or to return you to your province or territory of residence, your policy will cover the reasonable and necessary transportation costs when pre-approved and arranged by World Access Canada.
Baggage Coverage CAD $2,500You are covered for accidental theft or damage to your luggage/personal belongings. Coverage is limited to $500 per item. Exclusions apply, including items left unattended in a motor vehicle.
Sporting Equipment Coverage CAD $2,500This policy provides coverage should your sporting equipment become lost by the Common Carrier, or damaged, or stolen provided you have taken all reasonable measures to protect, save and recover your property at all times. Coverage is secondary to any coverage provided by the Common Carrier.
Trip Cancellation CAD $1,000Trip Cancellation coverage reimburses you for the non-refundable portion of your pre-paid trip costs if you cancel your transportation/accommodation arrangements prior to your departure as a result of a covered reason.
Trip Interruption CAD $5,000Trip Interruption coverage reimburses you for covered losses you incur for trips that are interrupted or delayed after your departure date.
Travel Accident Coverage CAD $10,000This policy provides coverage should you suffer loss of life as the direct result of an injury while travelling as a ticketed passenger on a licensed Common Carrier.
Leave a comment if you have an opinion on this policy and price. Or if you know of better.
besthike.com 
I see that World Nomads offer different cover for Canadians than for Brits – in the UK the standard cover is just for hiking up to 3,000m altitude, and you have to pay a bit more to be covered for hiking up to 6,000m. This is pretty common for UK travel insurers, so it’s well worth checking the small print before buying if you’re planning to go to any higher altitude locations. Also, for any UK hikers, the British Mountaineering Council has an excellent range of travel insurance products tailored to outdoors types, giving good cover for a wide range of activities.
Absolutely hilarious that they consider ice climbing OK but rugby too dangerous!
I had to read the fine print when getting insurance for my trip up Kilimanjaro. Most companies won’t cover mountaineering – and the definition changes from one insurer to the next. Some say any climb with guides isn’t covered, some only consider it mountaineering (and correctly so) if you use ropes and other climbing equipment.
Interesting, I`ll quote it on my site later….
nice posting, I have booked mark this site to my blog, thanks